Category: Real Estate Items of value

Pre-approval is Good for Everyone

Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be qualified after negotiating a contract. The direct benefits include: Looking at “Right” homes – price, size, amenities, location Find the best loan – rate, term, type Uncover credit issues early […]

Tuesday October 3rd, 2017 in Real Estate Items of value | Comments Off on Pre-approval is Good for Everyone

Lower Anxieties/Improve Marketability

One of the anxiety highpoints during the sale of a home is waiting for the buyer’s home inspection report. Most sellers willingly disclose what they know about their home to any potential buyers. The concern stems from the inspector finding something that they’re totally unaware of and that it will either cost them a lot […]

Wednesday September 27th, 2017 in Real Estate Items of value | Comments Off on Lower Anxieties/Improve Marketability

Easier to Play the Game

It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep you from winning. Homeownership isn’t a game but there are some rules that will protect your investment and increase your enjoyment. Most people want a home of their own to raise their family, share with […]

Tuesday September 26th, 2017 in Real Estate Items of value | Comments Off on Easier to Play the Game

Rating Your Best Friend

Man’s best friend enjoys many of the benefits of his master’s home besides food and shelter and a comfortable place to live and play. In return, dog owners expect companionship and possibly, protection; after all, even a small dog can bark to signal intruders. Few people doubt that most dog owners love their pets and […]

Wednesday September 20th, 2017 in Real Estate Items of value | Comments Off on Rating Your Best Friend

Protecting Your Credit

One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States. Part of protecting your credit is […]

Tuesday September 19th, 2017 in Real Estate Items of value | Comments Off on Protecting Your Credit

Equity Dynamics

Equity is the difference in what your home is worth and what you owe. Ideally, as the value goes up and the unpaid balance goes down with each amortized payment made, the equity grows from two directions. This dynamic leads to increasing a person’s net worth much faster than many other investments. A homeowner has […]

Wednesday September 13th, 2017 in Real Estate Items of value | Comments Off on Equity Dynamics

Don’t Do It!

You’ve seen lists telling buyers what to do to find the right home but knowing what not to do can be just as important. After finding the right home, negotiating a contract, making a loan application and inspections, buyers, understandably, start making plans to move and put their personal touches on the home. In today’s […]

Wednesday September 13th, 2017 in Real Estate Items of value | Comments Off on Don’t Do It!

Investing on Your Side of the Fence

The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It has been said that the grass is just as hard to mow on the other side of the fence so stay with what your most familiar. Single-family homes used for […]

Tuesday September 12th, 2017 in Real Estate Items of value | Comments Off on Investing on Your Side of the Fence

Who is my agent?

More often than you’d expect, homeowners refer to the person they bought their insurance from as their agent. It sounds reasonable but it’s definitely not accurate. That person is the agent of the insurance company and they legally represent the company, not the customer. Even an independent agent who can place a policy with different […]

Wednesday September 6th, 2017 in Real Estate Items of value | Comments Off on Who is my agent?

3 Tips to Prep Your Garden for Winter Right Now

By Margaret Eby The air outside is getting nippy, the leaves are changing, and though there’s still time to enjoy the warmer temperatures of fall, we all know that “Game of Thrones” adage to be true: Winter is coming. If you have a garden or even just a yard, it’s time to start thinking about […]

Wednesday September 6th, 2017 in Real Estate Items of value | Comments Off on 3 Tips to Prep Your Garden for Winter Right Now