Category: Real Estate Items of value

Real Estate 411

When you’re buying or selling, the obvious source to get your real estate question answered is your agent but where do you go the rest of the time? As a homeowner for many years to come, you’ll need reliable help and solid suggestions. Our business goal is to have a select group of our friends […]

Wednesday October 18th, 2017 in Real Estate Items of value | Comments Off on Real Estate 411

Homeowner Tax Tips

Even if you’re having a professional help you with your income tax return, you need to provide them with information on the money you spent that might be deductible.  Look at the following list to see if any of these things need a little more investigation to determine if they apply to your situation. If […]

Wednesday October 11th, 2017 in Real Estate Items of value | Comments Off on Homeowner Tax Tips

Risk Rate Relationship

Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction. Factors that increase the risk that the loan will be repaid will proportionately increase the […]

Tuesday October 10th, 2017 in Real Estate Items of value | Comments Off on Risk Rate Relationship

Putting you home on the market in the fall..

By Beth Braverman 9 After a record-setting summer selling season in many parts of the country, home sales have quieted down for the fall. If you’re putting your home on the market, you might see that as an obstacle, but it can be an opportunity. Even if there is less traffic, there’s less competition from other sellers. In a market where inventory […]

Thursday October 5th, 2017 in Real Estate Items of value | Comments Off on Putting you home on the market in the fall..

Why Borrowers Pay Different Rates

Lenders, like any business, have to make a profit. The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified. The variable in pricing is the type of mortgage and the credit worthiness of the borrower. A loan with a 3.5% down payment is riskier than a […]

Wednesday October 4th, 2017 in Real Estate Items of value | Comments Off on Why Borrowers Pay Different Rates

Pre-approval is Good for Everyone

Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be qualified after negotiating a contract. The direct benefits include: Looking at “Right” homes – price, size, amenities, location Find the best loan – rate, term, type Uncover credit issues early […]

Tuesday October 3rd, 2017 in Real Estate Items of value | Comments Off on Pre-approval is Good for Everyone

Lower Anxieties/Improve Marketability

One of the anxiety highpoints during the sale of a home is waiting for the buyer’s home inspection report. Most sellers willingly disclose what they know about their home to any potential buyers. The concern stems from the inspector finding something that they’re totally unaware of and that it will either cost them a lot […]

Wednesday September 27th, 2017 in Real Estate Items of value | Comments Off on Lower Anxieties/Improve Marketability

Easier to Play the Game

It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep you from winning. Homeownership isn’t a game but there are some rules that will protect your investment and increase your enjoyment. Most people want a home of their own to raise their family, share with […]

Tuesday September 26th, 2017 in Real Estate Items of value | Comments Off on Easier to Play the Game

Rating Your Best Friend

Man’s best friend enjoys many of the benefits of his master’s home besides food and shelter and a comfortable place to live and play. In return, dog owners expect companionship and possibly, protection; after all, even a small dog can bark to signal intruders. Few people doubt that most dog owners love their pets and […]

Wednesday September 20th, 2017 in Real Estate Items of value | Comments Off on Rating Your Best Friend

Protecting Your Credit

One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States. Part of protecting your credit is […]

Tuesday September 19th, 2017 in Real Estate Items of value | Comments Off on Protecting Your Credit